Farmington Hills Fire Department earns high insurance rating

A rating recently achieved by the Farmington Hills Fire Department may be good news for the city’s property owners.

Farmington Hills Fire Department
(City of Farmington Hills)

The department earned a Class 2 rating from the Insurance Services Office (ISO), joining just six other Michigan departments with the same rank. This score also positions Farmington Hills among the top 2 percent of all U.S. fire departments.

Jon Aldred for Farmington Hills City Council

Farmington Hills rose to its current position from Class 4, so residents and business owners should contact their insurance carriers to learn whether the new classification will lower their premiums when it goes into effect on September 1.

ISO inspectors in November spent a full day examining the department’s fire trucks, equipment, water delivery, training records, fire reports, communications center, fire prevention, and community involvement initiatives.

Fire Chief Jon Unruh said staffers “worked tirelessly…assembling hundreds of pages of documentation required for analysis.”

“This improved score directly reflects the support that the department receives from city leadership, citizens, and most importantly, the exceptional level of service provided by our highly trained and dedicated personnel,” he said.

But the department does not intend to rest on its laurels. Currently, no Michigan fire departments hold a top ISO ranking.

“We are just three percentage points away from a Class 1 designation, and we will be looking at ways to improve our score in the coming months,” Unruh said.


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